Navigate currency conversion in Vietnam, Cambodia, Laos, and Thailand with our comprehensive guide! Learn exchange rates, tips for avoiding scams, cultural etiquette, eco-friendly Vietnam Tours, and top providers for a seamless experience with Vietnam Travel. Start your journey today!
Written by Tony Bùi, with over 20 years of experience in the travel industry, personally guiding and organizing tours for over 100,000 travellers across Southeast Asia. This guide draws from firsthand insights, guest feedback from Legend Travel Group surveys, and official sources. Information based on the latest data; verify before travel. Reflects updated travel regulations in Vietnam, Cambodia, Laos, and Thailand. Legend Travel Group since 2008.
Photograph the festive spirit of Vietnam’s culture (Source: Internet)Traveling through Vietnam, Cambodia, Laos, and Thailand offers an unforgettable journey across Southeast Asia’s diverse landscapes, from Vietnam’s Ha Long Bay to Cambodia’s Angkor Wat, Laos’ Luang Prabang, and Thailand’s Phuket beaches. Managing currency conversion ensures a smooth experience, whether joining guided Vietnam Tours or exploring independently. These countries use distinct currencies—Vietnamese Dong (VND), Cambodian Riel (KHR), Laotian Kip (LAK), and Thai Baht (THB)—with varying exchange rates and usage patterns, where USD often serves as a secondary currency in Cambodia and Laos. This guide provides practical conversion tips, cultural etiquette, and eco-friendly Thailand Travel options for international travelers, helping you avoid scams, track rates, and budget effectively.
With Legend Travel Group’s flexible deposit policy—just 10% upfront until 30 days before departure—you can keep peace of mind while planning your multi-country adventure. This guide blends currency insights, travel tips, and sustainable Cambodia Travel ideas for a seamless trip.
Currency exchange requires valid passports for large transactions; ATMs dispense local currencies with fees ($3–$5 or 75,000–125,000 VND equivalent). USD is widely accepted in Cambodia and Laos (KHR and LAK for change), while VND and THB are local-only. Tours cost $15–$80 (375,000–2,000,000 VND equivalent), and local purchases range from $0.50–$20 (12,500–500,000 VND). Key sites are accessible by tuk-tuk or bicycle from central areas. Verify exchange rates and regulations via official sources.
Vietnam (Vietnamese Dong - VND):
Exchange Rate: Approximately 25,000 VND = 1 USD (fluctuates; check daily) vietnam.travel.
Usage: VND is the sole legal tender; USD not accepted for local transactions. Notes in denominations of 10,000–500,000 VND.
Exchange: Best at banks (e.g., Vietcombank) or authorized exchanges; avoid airports/hotels for poor rates.
Cambodia (Cambodian Riel - KHR):
Exchange Rate: Approximately 4,100 KHR = 1 USD.
Usage: USD is primary for tourism (hotels, tours); KHR for small change (markets, tuk-tuks). Notes in 100–100,000 KHR.
Exchange: Change USD to KHR at markets for small notes; ATMs dispense USD.
Laos (Laotian Kip - LAK):
Exchange Rate: Approximately 22,000 LAK = 1 USD.
Usage: LAK is legal tender, but USD accepted for larger amounts; KIP for markets and small vendors. Notes in 1,000–100,000 LAK.
Exchange: Banks (e.g., BCEL) or hotels for best rates; ATMs dispense LAK (high fees).
Thailand (Thai Baht - THB):
Exchange Rate: Approximately 35 THB = 1 USD.
Usage: THB is the sole legal tender; USD not accepted for local transactions. Notes in 20–1,000 THB.
Exchange: SuperRich or banks for best rates; avoid airports for poor rates.
Fluctuations: Rates vary daily; VND and LAK are volatile due to inflation, while KHR and THB are more stable. Monitor via apps like XE Currency or OANDA vietnam.travel.
USD Dominance: In Cambodia and Laos, USD is de facto currency for tourism; carry small bills (1–20 USD) for change in KHR/LAK justynjen.com.
ATM Access: Widely available; fees 150,000–220,000 VND equivalent; withdraw in local currency to minimize conversion losses nomadicmatt.com.
Tip: Use a no-foreign-transaction-fee card (e.g., Revolut or Wise) for ATMs; carry a mix of USD and local cash for flexibility travel.state.gov.
Family at Grand Palace Bangkok (Source: Internet)Cultural etiquette enhances your experience during Laos Tours. Here’s your guide, based on current norms:
Greetings: Offer a “sabaidee” (hello in Laos) or “sua sdei” (hello in Cambodia) with a wai or sampeah; use both hands for transactions to show respect at markets or exchanges culturetrip.com.
Dress: Wear modest clothing covering shoulders and knees, especially for temple visits after crossing borders (e.g., Wat Phnom in Phnom Penh); carry a lightweight scarf ($1 or 25,000 VND equivalent) tourismcambodia.com.
Behaviour: Maintain a calm demeanor at border checkpoints and markets; avoid haggling aggressively; ask permission before photographing locals or rituals; carry cash discreetly to deter pickpockets. A guest shared: “Respecting local customs eased our multi-country currency exchanges.” culturetrip.com
Customs: Tipping is not mandatory but appreciated ($0.20–$1 or 5,000–25,000 VND equivalent); avoid littering at cultural sites; complete residence registration within 24 hours (handled by hotels) travel.state.gov.
Tip: Say “cảm ơn” (thank you in Vietnam) or “khob khun” (thank you in Thailand) to vendors; use eco-friendly practices like reusable water bottles ($2 or 50,000 VND) to support sustainable Thailand Travel; keep cash in a money belt. Tony Bùi notes: “In 20 years guiding, I’ve seen respectful travelers thrive in multi-country currency management.”
General Tips:
Language: Carry a multi-language phrase card ($1 or 25,000 VND) for basics; English is common at major borders and tourist areas culturetrip.com.
Respect: Follow border rules (no photography in immigration areas); respect local vendors with fair exchanges.
Navigation: Use offline maps (Maps.me) for border areas like Moc Bai or cities like Hanoi; carry a printed e-visa or passport photocopy travel.state.gov.
Eco-Tip: Opt for bicycles ($1–$3 or 25,000–75,000 VND/day) or motorbike taxis ($0.50–$2 or 12,500–50,000 VND) after crossing for sustainable travel vietnam.travel.
Below is a curated list of tour options to enhance your currency-prepared journey through Vietnam, Cambodia, Laos, and Thailand, based on the latest data from legendtravelgroup.com. Confirm schedules and prices before booking.
Details: Explore Hanoi’s Old Quarter, Phnom Penh’s Royal Palace, Luang Prabang’s temples, and Bangkok’s Grand Palace independently after crossing borders like Moc Bai or Lao Cai; suitable for travelers with valid exemptions or e-visas; low to moderate difficulty.
Currency Tips: Use USD in Cambodia/Laos for larger amounts; exchange to local currencies at banks for markets; carry a mix of small notes for flexibility; track rates via XE app nomadicmatt.com.
Schedule: Daily; Hanoi Old Quarter accessible anytime; Royal Palace open 8:00 AM–5:00 PM; Luang Prabang temples open 7:00 AM–6:00 PM; Grand Palace open 8:30 AM–3:30 PM.
Cost: Entry: $1–$10 (25,000–250,000 VND equivalent); transport (bicycle: $1–$3 or 25,000–75,000 VND/day; tuk-tuk: $0.50–$2 or 12,500–50,000 VND); local purchases: $0.20–$10 (5,000–250,000 VND).
Location: Hanoi, Phnom Penh, Luang Prabang, Bangkok.
Eco-Friendly Note: Use bicycles or walk to reduce emissions; avoid littering at cultural sites.
Tip: Confirm exemption eligibility or apply for e-visas early; a guest from Switzerland noted: “Self-guided exploration was seamless with currency tips.”
Details: 1-day group tour visiting Phnom Penh’s Royal Palace and Siem Reap’s Angkor Wat after crossing at Bavet/Moc Bai; includes English-speaking guide, transport from Phnom Penh hotels, lunch, and entry fees; low difficulty.
Currency Tips: Use USD for Cambodia sites; exchange to THB at border for Thailand extension; guides handle conversions travel.state.gov.
Schedule: Daily; departs 7:00 AM from Phnom Penh hotels; returns by 6:00 PM.
Cost: $40–$60/person (1,600,000–2,400,000 KHR equivalent, includes transport and entry).
Pick-up/Drop-off: Hotels in Phnom Penh.
Eco-Friendly Note: Group transport with fuel-efficient vehicles minimizes impact; supports local communities.
Tip: Book via legendtravelgroup.com; a guest from Germany noted: “Legend’s tour ensured currency ease and cultural immersion.”
Details: 1-day guided tour visiting Luang Prabang’s temples and Vientiane’s markets after crossing at Lao Cai; includes English-speaking guide, transport from Luang Prabang hotels, lunch, and entry fees; low to moderate difficulty.
Currency Tips: Use USD for Laos temples; exchange to LAK for markets; carry small bills for change justynjen.com.
Schedule: Daily; departs 6:30 AM from Luang Prabang hotels; returns by 5:00 PM.
Cost: $30–$50/person (750,000–1,250,000 LAK equivalent, includes entry).
Pick-up/Drop-off: Hotels in Luang Prabang.
Eco-Friendly Note: Small groups and local transport reduce environmental impact; supports local communities.
Tip: Book via localvietnam.com (multi-country partner sites); a guest from Australia noted: “The combo tour was currency-ready and enriching.”
Details: 2–3 day tour combining Bangkok, Chiang Mai, and Phuket after entry at Suvarnabhumi or Aranyaprathet; includes English-speaking guide, transport, accommodation, meals, and entry fees; low to moderate difficulty.
Currency Tips: Use THB for Thailand sites; exchange to VND at border for Vietnam extension; guides handle multi-currency transactions travel.state.gov.
Schedule: Daily; departs from Bangkok hotels; returns after 2–3 days.
Cost: $80–$200/person (2,800–7,000 THB, includes entries).
Pick-up/Drop-off: Hotels or custom locations in Bangkok.
Eco-Friendly Note: Uses eco-lodges and fuel-efficient transport; supports local communities.
Tip: Book Thailand Tours via legendtravelgroup.com or WhatsApp (+84 825862222); a guest from Switzerland noted: “The multi-day tour was a currency-smart cultural journey.”
Local alms-giving to Monks in Luang Prabang (Source: Internet)Self-Guided Exploration: Flexible and cost-effective, ideal for travelers with visa exemptions.
Group Multi-Country Cultural Tours: Affordable and guided, perfect for currency-compliant cultural insights.
Combo Currency-Prepared Cultural and Adventure Tours: Blend cultural visits with eco-friendly activities for a comprehensive journey.
Multi-Day Currency-Prepared Cultural and Adventure Tours: Offer in-depth exploration with multi-currency support.
Eco-Friendly Note: Group and multi-day tours use fuel-efficient transport or bicycles, supporting Southeast Asia’s green tourism goals.
Key multi-country travel opportunities include:
Tet (Vietnam): Late January to February, vibrant with family traditions; warm and dry (18–28°C); check dates at vietnam.travel.
Songkran (Thailand): April, festive with water blessings; hot and dry (28–35°C); check dates at tourismthailand.org.
Bun Pha Wet (Laos): Typically August–September, spiritual with rocket festivals; warm and wet (24–31°C); check dates at tourismthailand.org.
Year-Round Opportunities: Dry season (January–August) for comfortable weather; February for optimal conditions vinpearl.com.
Dry season (January–August, 18–35°C) is ideal for border crossings and cultural visits. Hot period (April–August, 24–35°C) suits early morning outings. Wet season (September–December, 24–31°C) is best for budget travelers and indoor experiences; expect rain at land borders. Morning crossings (6:00 AM–10:00 AM) avoid crowds and heat. Verify forecasts via weather.com.
Change Money Vietnam (Source: Internet)Verify Currency Needs: Check exchange rates daily via XE or OANDA apps; carry USD for Cambodia/Laos; exchange to local currencies at banks for markets; use no-fee cards like Wise for ATMs nomadicmatt.com.
Exchange Tips: Use banks (e.g., Vietcombank in Vietnam, Canadia Bank in Cambodia) for best rates; avoid airports/hotels; carry small USD bills (1–20 USD) for change in KHR/LAK justynjen.com.
Documentation: Ensure passport validity (6+ months); carry a digital or printed e-visa copy or passport photocopy; keep a photocopy of passport bio page separately; provide proof of onward travel for exemptions travel.state.gov.
Residence Registration: Confirm hotels or hosts register your stay with local police within 24 hours; carry proof of registration travel.state.gov.
Eco-Tip: Use digital currency apps to reduce paper receipts; opt for bicycles or motorbike taxis after crossing for sustainable travel.
Tip: Apply for e-visas 7–14 days early; double-check details to match passport; carry small local notes for purchases; check currency status at banks. For embassy visas, contact the nearest embassy (e.g., Hanoi: +84 24 3823 5000).
Pack for a comfortable, sustainable visit:
Documents: Passport (valid 6+ months), printed e-visa ($25–$50 or 625,000–1,250,000 VND if required), passport photocopy, proof of onward travel (e.g., return flight ticket for exemption), wallet ($2 or 50,000 VND), tour bookings.
Clothing: Modest clothing covering shoulders and knees for temple visits; lightweight scarf ($1 or 25,000 VND); quick-dry clothing and raincoat ($2 or 50,000 VND) for wet season; lightweight clothing like cotton or linen and light jacket ($3 or 75,000 VND) for dry season; waterproof shoes ($3 or 75,000 VND); hat ($2 or 50,000 VND).
Essentials: Reusable water bottle ($2 or 50,000 VND); snacks ($0.20–$1 or 5,000–25,000 VND, e.g., pho); small backpack ($2 or 50,000 VND); sunscreen ($1 or 25,000 VND); insect repellent ($1 or 25,000 VND).
Tech: Phone with translation apps (e.g., Google Translate); charger ($3–$5 or 75,000–125,000 VND); local SIM ($2–$3 or 50,000–75,000 VND); waterproof camera ($6 or 150,000 VND) for photos.
Eco Items: Reusable tote ($1 or 25,000 VND) for purchases; multi-language phrase card ($1 or 25,000 VND).
Extras: Small local notes for donations or purchases; small first aid kit ($2 or 50,000 VND); umbrella ($2 or 50,000 VND) for wet season; money belt ($2 or 50,000 VND) for valuables. Tip: Pack light (1 small bag, max 5 kg); reusable items support sustainability.
Change Money USD in Hanoi (Source: Internet)Currency and Travel Costs
Exchange Fees: Bank rates: 1–2% spread; ATM fees: $3–$5 (75,000–125,000 VND equivalent); avoid airport exchanges (5–10% poor rates) nomadicmatt.com.
Self-Guided Exploration: Entry: $1–$10 (25,000–250,000 VND equivalent); transport (bicycle: $1–$3 or 25,000–75,000 VND/day; motorbike taxi: $0.50–$2 or 12,500–50,000 VND).
Group Cultural Tours: $25–$40 (625,000–1,000,000 VND, includes transport and entry).
Combo Cultural and Adventure Tours: $30–$50 (750,000–1,250,000 VND, includes entry).
Multi-Day Cultural and Adventure Tours: $80–$200 (2,000,000–5,000,000 VND, includes entries). Safety-Related Costs
Money Belt: $2 (50,000 VND).
Local SIM for Emergency Calls: $2–$3 (50,000–75,000 VND).
Travel Insurance (Recommended): $10–$30 (250,000–750,000 VND). Other Costs
Local Snacks (e.g., banh mi, pho): $0.20–$1 (5,000–25,000 VND).
Souvenirs (e.g., crafts, textiles): $0.20–$10 (5,000–250,000 VND).
Donations: $0.20–$1 (5,000–25,000 VND). Total Daily Cost (Per Person)
Budget: $15–$40 (self-guided, snacks, transport, entry).
Mid-range: $40–$70 (group tour, purchases).
Luxury: $70–$120 (private tour, premium souvenirs). Tip: Budget $15–$120 for tours, currency fees, and transport; $0.20–$10 for purchases or add-ons; use USD in Cambodia/Laos to minimize conversions.
Currency Tips: Check rates daily via XE or OANDA apps; carry USD for Cambodia/Laos; exchange to local currencies at banks for markets; use no-fee cards like Wise for ATMs nomadicmatt.com.
Exchange Tips: Use banks (e.g., Vietcombank in Vietnam, Canadia Bank in Cambodia) for best rates; avoid airports/hotels; carry small USD bills (1–20 USD) for change in KHR/LAK justynjen.com.
Etiquette: Use “xin chào” in Vietnam or “sua sdei” in Cambodia; dress modestly for temples; respect entry and local customs; avoid littering at cultural sites.
Access: Choose self-guided exploration for flexibility, group tours for currency-compliant insights, or multi-day tours for immersion.
Schedules: Entry points open 6:00 AM–10:00 PM (some 24/7); cultural sites open 8:00 AM–5:00 PM; peak crowds in dry season (January–August); book early for festivals.
Sustainability: Use bicycles or motorbike taxis; carry reusable items; support local vendors with fair purchases.
Navigation: Use offline maps (Maps.me) for border areas or cities like Hanoi.
Weather: Dry season (Jan–Aug, 18–35°C) ideal; hot period (Apr–Aug, 24–35°C) suits early mornings; wet season (Sep–Dec, 24–31°C) requires rain gear; check forecasts via weather.com.
Safety Note: Secure valuables with a money belt ($2 or 50,000 VND); beware of pickpocketing in markets or nightlife areas; carry emergency numbers (Police: 113 in Vietnam, 117 in Cambodia, 191 in Thailand, 191 in Laos).
Change Money in Siem Reap (Source: Internet)What currencies are used in these countries? VND in Vietnam, KHR in Cambodia (USD secondary), LAK in Laos (USD secondary), THB in Thailand vietnam.travel.
Which currency is easiest for multi-country travel? USD is widely accepted in Cambodia and Laos; exchange to local currencies for markets justynjen.com.
Where to exchange money? Banks like Vietcombank (Vietnam) or SuperRich (Thailand) for best rates; avoid airports nomadicmatt.com.
Can I use ATMs across borders? Yes, but fees apply ($3–$5); withdraw in local currency to minimize losses travel.state.gov.
What are overstay penalties? Fines of 500,000 VND/day in Vietnam ($20/day); similar in other countries; potential detention travel.state.gov.
Is USD accepted everywhere? Yes in Cambodia and Laos for tourism; no in Vietnam and Thailand; carry small bills justynjen.com.
Enhance your currency-prepared multi-country journey with eco-conscious tours from Legend Travel Group:
Multi-Country Cultural Eco-Tour ($40–$80/person, 1 day): Guided temple and market tour with sustainable practices.
Southeast Asia Cultural Trail ($100–$200/person, 2 days): Explore cultural sites with low-emission transport.
Southeast Asia Explorer ($200–$350/person, 3 days): Multi-site adventure with eco-lodges and community-focused activities. Prices include guides, transport, and entry fees; group discounts available. With our flexible 10% deposit policy until 30 days before departure, keep peace of mind. Explore options at legendtravelgroup.com or contact sales@legendtravelgroup.com / WhatsApp (+84825862222) for your Vietnam Travel plans.
Lao Kip (Source: Internet)Mastering Currency Conversion in Vietnam, Cambodia, Laos, and Thailand with cultural etiquette—modest attire, polite greetings like “sua sdei” or “xin chào,” and currency-smart planning—unlocks a vibrant, eco-friendly journey through Southeast Asia. With tour costs from $15–$350, sustainable Cambodia Tours, and attractions like Angkor Wat and Ha Long Bay, this trip offers adventure and sustainability for international travelers. Whether choosing a self-guided or guided experience with Laos Travel, leverage visa exemptions or apply for e-visas early, and respect local customs for the best experience. Legend Travel Group since 2008—book now for peace of mind with our 10% deposit policy. Safe travels!
Sources:
Legendtravelgroup.com
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