Vietnam and Thailand Travel Insurance: Essential Protection for Your Southeast Asia Adventure

Written by Tony Bùi, with over 20 years of experience in the travel industry, personally guiding and organizing tours for over 100,000 travellers across Southeast Asia. This guide draws from firsthand insights and guest feedback from Legend Travel Group surveys. By Legend Travel Group.

Peace of Mind Across Two Iconic Destinations

Traveling through Vietnam and Thailand offers unforgettable experiences—from cruising Ha Long Bay to exploring Bangkok’s temples. But unexpected events like flight delays, medical emergencies, or lost luggage can disrupt even the best-laid plans. Comprehensive travel insurance ensures you explore with confidence, knowing you’re protected in both countries. Whether booking Vietnam Tours or Thailand Tours, Legend Travel Group recommends insurance that covers medical care, trip cancellation, and adventure activities. With flexible payment—only 10% deposit until 30 days before departure—you can plan your Vietnam Travel and Thailand Travel journey stress-free.

This guide helps you choose the right policy, understand coverage needs, and travel responsibly across borders.

Administrative Note

Travel insurance is not mandatory but highly recommended for Vietnam and Thailand. Policies typically cost $1.50–$5 per day (depending on coverage). Medical treatment in private hospitals can exceed $1,000 without insurance. Legend Travel Group partners with trusted insurers to offer optional add-ons. Verify policy details before purchase.

Must-Have Protection Features

• Medical Emergencies & Evacuation:

  • Covers hospital stays, doctor visits, and emergency evacuation (critical in remote areas like northern Vietnam or Thai islands).

  • Minimum recommended: $50,000 (Vietnam) / $100,000 (Thailand) due to high private healthcare costs.

• Trip Cancellation & Interruption:

  • Reimburses non-refundable bookings if you cancel due to illness, family emergencies, or natural disasters.

  • Ideal for multi-country Vietnam Travel and Thailand Travel itineraries.

• Baggage Loss/Delay:

  • Compensates for lost, stolen, or delayed luggage—common during flights or border crossings.

  • Coverage: $500–$2,000 per person.

• Adventure Activities:

  • Includes motorbike riding (Vietnam), snorkeling, or trekking (Thailand)—often excluded in basic plans.

  • Add-on required for full protection.

• 24/7 Emergency Assistance:

  • Multilingual support hotline for medical referrals, legal help, or translation services.

• COVID-19 Coverage:

  • Quarantine costs, medical treatment, and trip rescheduling if infected.

Optional Add-Ons

• High-Value Items: Extra coverage for cameras, laptops, or jewelry.

• Rental Vehicle Excess: Reduces liability for motorbike or car rentals.

• Missed Connection: Compensation for delayed flights between Vietnam and Thailand.

Legend Travel Group collaborates with globally recognized insurers to offer tailored plans:

• Allianz Travel Insurance: Comprehensive coverage with 24/7 support.

• World Nomads: Flexible for backpackers and adventure seekers.

• SafetyWing: Affordable monthly plans for long-term Vietnam Travel and Thailand Travel.

Optional insurance can be added during booking—only 10% deposit required.

• Respect Local Customs: Dress modestly at temples (e.g., Wat Arun, Temple of Literature). Insurance doesn’t cover fines for cultural disrespect.

• Motorbike Safety: Wear helmets—accidents are common. Ensure your policy includes two-wheeled vehicle coverage.

• Street Food Caution: Enjoy pho and pad thai safely. Insurance covers food poisoning treatment.

• Border Crossings: Keep policy documents accessible when traveling between Vietnam and Thailand.

Book with confidence—insurance options available at checkout.

1. Vietnam & Thailand Discovery (14 Days)

• Itinerary: Hanoi → Ha Long Bay → Hoi An → Ho Chi Minh City → Bangkok → Chiang Mai

• Includes: Flights, hotels, guided tours, meals, insurance add-on

• Price: From $1,999/person

• Book Now: Vietnam Tours | Thailand Tours

2. Northern Vietnam & Thailand Cultural Escape (10 Days)

• Highlights: Sapa trekking, Chiang Rai temples, ethical elephant sanctuary

• Insurance Tip: Includes adventure activity coverage

• Deposit: Only 10% today

3. Southern Islands Hopper (12 Days)

• Route: Phu Quoc → Koh Samui → Phuket

• Coverage: Water sports & island-hopping protection

Legend Travel Group offers bundled insurance from $25/person for 10+ day tours.

• Buy Early: Purchase insurance at booking for cancellation coverage.

• Digital Copies: Store policy on your phone and in cloud storage.

• Emergency Numbers: Save local contacts (Vietnam: 115, Thailand: 1669).

• Claim Process: Keep receipts for medical or cancellation claims.

• Peace of Mind Policy: With Legend Travel Group, pay just 10% deposit—balance due 30 days before departure.

• Is travel insurance required? Not mandatory, but essential for medical and cancellation protection.

• Does it cover border crossings? Yes, if policy includes multi-country travel.

• What if I ride a motorbike? Add two-wheeled vehicle coverage (required in Thailand).

• Can I add insurance later? Yes, up to 24 hours before departure.

• How to file a claim? Contact insurer directly with policy number and receipts.

Protect your journey and the planet:

• Vietnam Eco-Cultural Tour ($1,299): Carbon-offset flights, community homestays

• Thailand Ethical Adventure ($1,499): No-ride elephant sanctuaries, reef-safe sunscreen

• Dual-Country Explorer ($2,599): Full insurance, reusable water bottles included

All tours: 10% deposit, balance 30 days prior. Full refund if canceled 45+ days before departure.

Travel insurance is your safety net for exploring the wonders of Vietnam and Thailand. From misty rice terraces to golden temples, protect your investment and health with comprehensive coverage. Legend Travel Group makes it easy—add insurance at checkout, pay only 10% deposit, and travel with peace of mind. Whether booking Vietnam Tours or Thailand Tours, your adventure starts with protection. Secure your policy today and focus on the journey ahead.

By Legend Travel Group
Your Trusted Partner in Southeast Asia Travel