Master currency exchange in Vietnam and Thailand with our expert guide! Discover best rates, ATM tips, eco-friendly Vietnam Tours and Thailand Tours, plus flexible booking with Legend Travel Group. Secure your adventure today!
Get the best rates — every baht counts (Source: Internet)Written by Tony Bùi, with over 20 years of experience in the travel industry, personally guiding and organizing tours for over 100,000 travellers across Southeast Asia. This guide draws from firsthand insights and guest feedback from Legend Travel Group surveys. All content is original and owned by Legend Travel Group.
Vietnam and Thailand are two of Southeast Asia’s most captivating destinations—Vietnam with its emerald bays and ancient towns, Thailand with its golden temples and tropical islands. Whether you're planning Vietnam Tours or Thailand Tours, smart currency exchange is your key to maximizing value, avoiding hidden fees, and enjoying a stress-free journey.
At Legend Travel Group, we believe travel should be joyful—not financially stressful. That’s why we offer flexible payment plans: secure your dream trip with just 10% deposit, and pay the balance up to 30 days before departure. No pressure. No worries. Just pure excitement.
This guide empowers you with insider tips on exchanging Vietnamese Dong (VND) and Thai Baht (THB), so you can spend more on experiences and less on fees.
40,000 VND = one delicious bowl of pho (Source: Internet)|
Currency |
Code |
Banknote Denominations |
Coins |
USD Equivalent (approx.) |
|---|---|---|---|---|
|
Vietnamese Dong |
VND |
10,000 / 20,000 / 50,000 / 100,000 / 200,000 / 500,000 |
1,000 / 2,000 / 5,000 |
1 USD ≈ 25,000 VND |
|
Thai Baht |
THB |
20 / 50 / 100 / 500 / 1,000 |
1 / 2 / 5 / 10 |
1 USD ≈ 34 THB |
Pro Tip: Always carry small denominations (VND 10,000–50,000 / THB 20–100) for street food, tuk-tuks, and local markets.
Gold Shops & Jewelry Stores (Ho Chi Minh City, Hanoi, Hoi An): Offer the best rates with minimal spread. Look for reputable shops in Ben Thanh Market (HCMC) or near Dong Xuan Market (Hanoi).
Banks: Vietcombank, BIDV, and Agribank provide fair rates and security. Open 8:00 AM–4:00 PM weekdays.
Avoid: Airport exchanges and hotels — rates can be 10–15% worse.
SuperRich Thailand (Bangkok, Chiang Mai, Phuket): Consistently the best exchange rates in the country. Multiple branches, including at MBK Center and CentralWorld.
Vasuexchange & Siam Exchange: Close competitors with excellent rates.
Banks: Kasikorn, SCB, and Bangkok Bank are reliable but slightly lower than money changers.
Avoid: Airport kiosks (worst rates) and unofficial street changers.
Legend Travel Group Tip: Exchange a small amount at the airport for immediate transport, then head to SuperRich or gold shops for the bulk.
50 THB ride? Yes, please! (Source: Internet)|
Country |
Best Banks for Low Fees |
Typical ATM Fee |
Daily Limit |
|---|---|---|---|
|
Vietnam |
Techcombank, VPBank, TPBank |
30,000–60,000 VND (~$1.20–$2.40) |
3–5 million VND |
|
Thailand |
AEON Bank, Krungsri |
150–220 THB (~$4.50–$6.50) |
20,000–30,000 THB |
Smart Move:
Use fee-free international cards (e.g., Charles Schwab, Wise, Revolut).
Withdraw maximum allowed per transaction to reduce fees.
Inform your bank of travel dates to avoid card blocks.
|
Platform |
Accepted In |
Best For |
|---|---|---|
|
Momo (Vietnam) |
Coffee shops, Grab, local stores |
Small payments, street food |
|
GrabPay |
Vietnam & Thailand |
Ride-hailing, restaurants |
|
TrueMoney (Thailand) |
7-Eleven, malls, street vendors |
Convenience & promos |
|
Credit Cards |
Hotels, upscale restaurants, tours |
Earn points; use Visa/Mastercard |
Legend Travel Group Pro Tip: Pay your tour balance via bank transfer or credit card — no cash needed. We accept all major cards with no surcharge.
Travel smarter with local expertise (Source: Internet)Vietnam: Use both hands when giving or receiving money — a sign of respect.
Thailand: Never step on coins or bills (the King’s image is on all currency).
Tipping: Not mandatory, but 20–50 THB (Thailand) or 20,000–50,000 VND (Vietnam) is appreciated for great service.
When you book Vietnam Tours or Thailand Tours with us:
No hidden costs — all entrance fees, transport, and meals clearly listed.
Local guides help you exchange at the best rates.
Flexible payments: 10% deposit locks your spot. Pay the rest 30 days before departure.
Peace of mind: Full refund if plans change (see our policy).
Thailand’s wonders await — no cash stress (Source: Internet)Exchange in Cities, Not Airports
Save 10–20% by waiting until you reach Hanoi, HCMC, Bangkok, or Chiang Mai.
Check Rates Daily
Use XE.com or Google Finance before exchanging.
Carry USD as Backup
Clean, new $100 bills get the best rates in both countries.
Avoid “Zero Commission” Traps
They make money on poor exchange rates.
Use Legend Travel Group
Let us handle the details — you focus on the adventure.
|
Expense |
Vietnam (per day) |
Thailand (per day) |
|---|---|---|
|
Street Food |
$2–$5 |
$3–$7 |
|
Local Transport |
$1–$3 |
$2–$5 |
|
Mid-Range Hotel |
$25–$50 |
$30–$60 |
|
Attraction Entry |
$1–$10 |
$5–$15 |
|
Total (Budget) |
$30–$50 |
$40–$70 |
With Legend Travel Group:
All-inclusive tours from $69/day
10% deposit → Pay later
No surprises
Can I use USD in Vietnam and Thailand?
Yes, but only at hotels, tour agencies, and some shops. Local currency is better for daily use.
Are ATMs safe?
Yes — use bank-affiliated ATMs in well-lit areas. Cover the keypad.
Should I exchange before departure?
No. Rates in Switzerland are poor. Wait until you arrive.
Does Legend Travel Group accept card payments?
Yes! Pay your tour with Visa, Mastercard, or bank transfer — no cash needed.
Ready to explore Vietnam and Thailand worry-free? Book with us:
Vietnam Discovery Eco-Tour ($69/day): Hanoi → Ha Long → Hoi An
Thailand Temple & Island Escape ($79/day): Bangkok → Chiang Mai → Phuket
Vietnam & Thailand Combo (12 days): Best of both worlds
Book Now: Only 10% deposit. Pay balance 30 days before departure.
https://www.legendtravelgroup.com
Mastering Vietnam and Thailand currency exchange is your ticket to a smoother, smarter, and more enjoyable trip. With the right strategy, you’ll stretch every dong and baht further — and with Legend Travel Group, you’ll travel with total peace of mind.
From flexible payments to expert local guides, we handle the details so you can focus on the magic.
Book your Vietnam Tours or Thailand Tours today — secure your spot with just 10% deposit.
By Legend Travel Group — Your Trusted Partner in Southeast Asia.
