Master currency exchange for Vietnam and Cambodia with insider tips! Learn best rates, ATM strategies, cultural etiquette, and book Vietnam Tours or Cambodia Tours with Legend Travel Group for a stress-free journey with Vietnam Travel and Cambodia Travel. Only 10% deposit until 30 days before departure!
Written by Tony Bùi, with over 20 years of experience in the travel industry, personally guiding and organizing tours for over 100,000 travellers across Southeast Asia. This guide draws from firsthand insights and guest feedback from Legend Travel Group surveys. By Legend Travel Group – your trusted partner in unforgettable Vietnam Travel and Cambodia Travel.
Vietnam and Cambodia are bucket-list destinations where every dollar, dong, or riel counts. From sipping phở in Hanoi to exploring Angkor Wat at sunrise, smart money management ensures you enjoy authentic experiences without financial stress. With Legend Travel Group’s expertly curated Vietnam Tours and Cambodia Tours, you’ll travel with peace of mind—only a 10% deposit required until 30 days before departure. This guide reveals insider currency exchange strategies, ATM tips, and cultural etiquette so you can focus on the journey, not the math.
Fee-free USD withdrawals for Cambodia Travel (Source: Internet)Symbol: ₫
Denominations: 10,000 | 20,000 | 50,000 | 100,000 | 200,000 | 500,000 VND
Fun Fact: The 500,000 VND note is worth ~$20 USD – perfect for a full-day Vietnam Travel adventure!
Primary Currency: USD (widely accepted in tourist areas)
Secondary Currency: KHR (used for small change)
Exchange Rate: ~4,000 KHR = $1 USD
Pro Tip: Always carry small USD bills ($1, $5) for street food and tips during Cambodia Tours.
| 
 Location  | 
 Rate Advantage  | 
 Legend Travel Group Tip  | 
|---|---|---|
| 
 Gold Shops (Hanoi, HCMC)  | 
 Up to 2% better than banks  | 
 Ask your Vietnam Tours guide for trusted shops  | 
| 
 Authorized Money Changers  | 
 Transparent rates, no hidden fees  | 
 Located near Ben Thanh Market (HCMC)  | 
| 
 Avoid: Airport & hotel exchanges  | 
 Up to 10% loss  | 
 Use only for emergency cash  | 
ATMs: Dispense USD (Canadia Bank, ACLEDA Bank recommended)
Money Changers: Old Market (Siem Reap), Russian Market (Phnom Penh)
Pro Tip: Break $100 bills at banks—vendors often reject large notes.
Money well spent on Cambodia Tours (Source: Internet)Best Banks: Vietcombank, BIDV, Techcombank
Withdrawal Limit: 3–6 million VND (~$120–$240) per transaction
Fees: 55,000–110,000 VND (~$2–$4) per withdrawal
Legend Travel Group Hack: Use Vietnam Tours with included airport pick-up to avoid first-day ATM fees.
Best Banks: Canadia Bank, ACLEDA Bank (no foreign card fees)
Withdrawal Limit: $500–$1,000 USD per day
Fees: $4–$6 per withdrawal
Pro Tip: Withdraw USD directly—skip double conversion losses.
Use both hands when giving/receiving money (sign of respect)
Say “cảm ơn” (thank you) after every transaction
Avoid tearing or crumpling VND notes – considered disrespectful
Never hand money with left hand – use right hand or both
Small change in KHR is appreciated for street vendors
Tipping: $1–$2 for guides/drivers on Cambodia Tours
Pre-Order Currency: Book Vietnam Tours or Cambodia Tours and request VND/KHR delivery at your hotel (best rates guaranteed).
Use Wise (formerly TransferWise): Lock in mid-market rates before departure.
Carry USD $1/$5 bills for Cambodia—perfect for tuk-tuks and tips.
Split cash: Keep emergency USD in hotel safe, daily spend in local currency.
Avoid “zero commission” traps – always check the buy/sell spread.
| 
 Tour Type  | 
 Recommended Cash  | 
 Card-Friendly?  | 
|---|---|---|
| 
 Vietnam Tours (Hanoi, Hoi An)  | 
 5–7 million VND (~$200–$280)  | 
 Yes (Visa/Mastercard)  | 
| 
 Cambodia Tours (Siem Reap, Phnom Penh)  | 
 $150–$250 USD  | 
 Yes (USD preferred)  | 
| 
 Vietnam + Cambodia Combo  | 
 $100 USD + 3 million VND  | 
 Yes  | 
Peace of Mind Payment: Only 10% deposit required until 30 days before departure. Pay the balance in USD, VND, or KHR—your choice!
Book with 10% deposit—explore Vietnam Travel and Cambodia Travel worry-free! (Source: Internet)Bargaining: Expected in markets (start at 50% of quoted price)
Street Food: 20,000 VND (~$0.80) for phở; 4,000 KHR (~$1) for fresh coconut
Tuk-Tuk Rides: $2–$3 in Cambodia; 50,000 VND in Vietnam
Temple Donations: 10,000 VND or 4,000 KHR (optional but appreciated)
Emergency Cash: Keep $50 USD in passport holder
Go Digital: Use GrabPay or Moca in Vietnam; Wing in Cambodia
Support Local: Pay artisans directly during Vietnam Tours and Cambodia Tours
Eco-Friendly: Reuse water bottles (refill stations in Hoi An & Siem Reap)
Can I use USD in Vietnam? Limited—only in high-end hotels. Exchange to VND for daily use.
Are credit cards accepted? Yes in cities (Hanoi, HCMC, Siem Reap); carry cash for rural areas.
What’s the best ATM in Cambodia? Canadia Bank (no foreign card fee, dispenses USD).
How much cash for a 10-day trip? $300–$500 USD total (combo Vietnam Travel + Cambodia Travel).
Can I pay Legend Travel Group in local currency? Yes! VND, KHR, or USD accepted.
Ready to explore with zero money stress?
Only 10% deposit until 30 days before departure
Flexible payments in USD, VND, or KHR
Expert guides handle all currency logistics
24/7 support for ATM or exchange issues
Contact Us:
https://www.legendtravelgroup.com
WhatsApp: +84 825 862 222
Email: sales@legendtravelgroup.com
Mastering currency exchange in Vietnam and Cambodia transforms your trip from stressful to seamless. With smart strategies and Legend Travel Group’s expertly designed Vietnam Tours and Cambodia Tours, you’ll travel with confidence, cultural respect, and total peace of mind. Book today with just a 10% deposit—your adventure awaits!
By Legend Travel Group – Crafting Unforgettable Vietnam Travel and Cambodia Travel Since 2008.
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