Planning solo travel in Vietnam and Cambodia? Discover the best health insurance options, required coverage, hospital recommendations, and eco-friendly Vietnam Tours + Cambodia Tours with Legend Travel Group – deposit only 10% for peace of mind!
Your adventure starts here – fully insured and never alone (Source: Internet)Written by Tony Bùi, with over 20+ years guiding over 100,000 solo travelers across Southeast Asia. This guide draws from firsthand insights, guest feedback from Legend Travel Group surveys, and up-to-date medical & insurance data. Legend Travel Group since 2008 – your trusted partner for solo travelers in Vietnam & Cambodia.
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Join like-minded explorers on Vietnam’s best group cruises (Source: Internet)As a solo traveler, you have total freedom — but also total responsibility.
A sudden motorbike accident in Ho Chi Minh City, dengue fever in Siem Reap, or food poisoning on a Halong Bay cruise can turn an amazing trip into a financial stress within hours.
Medical costs in Vietnam and Cambodia are low compared to Western countries, but private hospitals (where most foreigners are treated) still charge $300–$2,000 for minor incidents and $10,000+ for serious cases.
Legend Travel Group strongly recommends — and many of our solo travelers agree — that proper health & travel insurance is the single most important preparation after your passport.
This guide helps independent explorers choose the best coverage, understand local medical systems, and travel with complete peace of mind — all while enjoying our specially designed Vietnam Tours and Cambodia Tours for solo travelers.
|
Incident |
Local Clinic |
International Hospital |
With Good Insurance |
|---|---|---|---|
|
Motorbike accident (broken arm) |
$200–$500 |
$2,000–$6,000 |
$0 (covered) |
|
Dengue fever (5-day stay) |
$300–$800 |
$3,000–$8,000 |
$0 (covered) |
|
Food poisoning (IV + meds) |
$50–$150 |
$500–$1,200 |
$0 (covered) |
|
Emergency evacuation |
— |
$25,000–$80,000 |
$0 (covered) |
Legend Travel Group partners with and recommends the following providers — all trusted by thousands of our solo guests:
|
Insurance Provider |
Best For Solo Travelers Because… |
Coverage Highlights |
Price (30 days) |
Direct Link (via Legend Travel Group) |
|---|---|---|---|---|
|
SafetyWing Nomad Insurance |
Most popular with our solo guests – designed by digital nomads & long-term travelers |
$1.5M medical, evacuation, trip cancellation, 24/7 support |
$45–$65 |
Book with us & get 5% discount |
|
World Nomads |
Highest adventure-sports coverage (motorbike, kayaking, trekking) |
$5M medical, emergency evacuation, gear protection |
$80–$120 |
Special rate for Legend guests |
|
True Traveller (UK/EU) |
Excellent for European solo travelers, no upper age limit |
£10M medical, repatriation, 120+ activities |
£55–£90 |
Exclusive bundle with our tours |
|
Allianz Travel Insurance |
Best for seniors & families joining solo travelers |
$1M medical, COVID cover, cancel-for-any-reason |
$60–$100 |
Available through Legend portal |
All packages include:
Emergency medical evacuation (crucial in remote areas like Mondulkiri or Ha Giang loop)
Repatriation to home country
24/7 English-speaking assistance
Coverage for motorbike riding (with valid license & helmet)
COVID-19 treatment & quarantine expenses (still required by some hospitals)
Safe, fun, and guided – the Legend way (Source: Internet)Ho Chi Minh City: FV Hospital (French-Vietnamese) – international standard, English-speaking staff
Hanoi: Vinmec International Hospital & Hanoi French Hospital
Da Nang / Hoi An: Family Medical Practice & Hoan My Hospital
Phu Quoc / Halong: Vinmec satellites or emergency evacuation to HCMC/Hanoi
Phnom Penh: Royal Phnom Penh Hospital & International SOS Clinic (24/7)
Siem Reap: Royal Angkor International Hospital (5 min from Angkor Wat)
All above hospitals accept major insurance providers directly — no upfront payment needed with proper coverage.
Always carry a digital copy of your insurance policy and emergency numbers in your phone.
Drink only bottled or purified water (LifeStraw recommended) water.
Use mosquito repellent from dusk till dawn (dengue is transmitted day & night).
Wear a helmet when riding motorbikes — non-negotiable for insurance validity.
Register with your embassy’s traveler program (STEP for US, SmartTraveller for AU, etc.).
Experience authentic culture with peace of mind (Source: Internet)100% designed for solo travelers — you’ll never pay single supplements.
Join small groups (average 8–12 people) of like-minded independent explorers.
Flexible payment: deposit only 10%, balance 30 days before departure — keep peace of mind.
24/7 emergency support in English, Vietnamese, and Khmer.
Free date changes up to 45 days before departure.
Combine Vietnam + Cambodia seamlessly with one visa & insurance policy.
Adventure sports fully covered with the right insurance (Source: Internet)|
Tour Name |
Duration |
Highlights |
Solo Price (2026) |
Insurance Included? |
|---|---|---|---|---|
|
Vietnam Highlights for Solo Travelers |
10 days |
Hanoi → Halong Cruise → Hoi An → Ho Chi Minh |
from $890 |
Guidance + optional bundle |
|
Cambodia Discovery for Solo Travelers |
7 days |
Phnom Penh → Siem Reap → Angkor Wat |
from $690 |
Guidance + optional bundle |
|
Best of Vietnam & Cambodia Solo Adventure |
15 days |
Hanoi → Halong → Hoi An → Saigon → Phnom Penh → Angkor |
from $1,590 |
Guidance + optional bundle |
|
Halong Bay Luxury Cruise for Solo Travelers |
2D1N |
Overnight on 5-star cruise with solo cabins |
from $290 |
Guidance + optional bundle |
All prices include accommodation, transport, English-speaking guides, and most meals.
Solo travelers automatically join our “Solo but Never Alone” WhatsApp group for each departure.
Explore Cambodia’s heritage worry-free (Source: Internet)Do I really need insurance as a solo traveler?
Yes. Hospitals require proof of insurance for non-emergency treatment, and evacuation costs can exceed $50,000.
Will my home health insurance cover me?
Most do not cover overseas emergencies or evacuation. Always buy dedicated travel insurance.
Is motorbike riding covered?
Only with SafetyWing, World Nomads, or True Traveller if you have a valid license and wear a helmet.
What if I get sick on a Legend Travel Group tour?
Your guide will escort you to the nearest international hospital and handle all insurance claims.
Can I buy insurance on arrival?
Not recommended — buy before departure to ensure coverage from day one.
Book your Vietnam Tours or Cambodia Tours with Legend Travel Group today:
→ Deposit only 10%
→ Free date changes up to 45 days before departure
→ Join hundreds of happy solo travelers every month
→ 24/7 emergency support included
Visit → https://www.legendtravelgroup.com
or WhatsApp +84 825 862 222 for instant assistance.
Safe, unforgettable, and perfectly insured solo adventures await!
